Comprehensive & Fee-only Financial Planning
At Harbor Horizon Financial, we provide a full range of financial services tailored to high achievers.
Wealth Management
Create, Protect, and Grow Your Wealth
You've worked hard on your wealth-building journey. We help you protect and enjoy your life's work. Our wealth management services are built to ensure you reach your financial potential.
Business Planning
Holistic Solutions for Your Business and Personal Wealth Your business is your greatest asset, and it requires thoughtful planning. We work closely with business owners to manage both business and personal finances, ensuring they work together to secure your future
Retirement Planning
Live the Retirement You Deserve
You’ve worked hard to build your career or business; now, it’s time to ensure your retirement plan allows you to enjoy it. Our retirement strategies are focused on optimizing your savings, planning for taxes, and securing income streams for life.
Tax Planning
Keep More of What You Earn High-income professionals and business owners need tax strategies that ensure they pay only what’s necessary, while maximizing opportunities for savings. Our tax planning services are designed to be tax-efficient and plan for your lifelong tax situation
Estate Planning
Preserve Your Legacy for Generations to Come
Estate planning is more than passing on assets; it’s about creating a meaningful legacy. We work with you to structure your estate to minimize taxes, streamline transfers, and protect your loved ones, ensuring your values and wealth endure for future generations.
Insurance Planning
Protect What Matters Most From safeguarding your income to protecting your family and assets, our insurance planning services provide a tailored shield against life's uncertainties. We help you assess the right insurance solutions to secure your financial foundation and provide peace of mind.
Inheritance Planning
Make Smart Decisions with Family Wealth Receiving or preparing to pass on wealth comes with important financial decisions. Our inheritance planning services help you coordinate assets, taxes, and long-term goals so inherited wealth supports your broader financial life.
Home Purchase Advising
Buy with Confidence, Not Just Emotion
A home purchase is one of the biggest financial decisions you will make. We help you evaluate affordability, cash flow, and long-term trade offs so your purchase fits your broader financial plan.
RMD Planning
Make Required Distributions More Intentional Required minimum distributions can affect taxes, retirement income, and Medicare costs. Our RMD planning services help you coordinate withdrawals in a way that fits your bigger retirement picture.
Education Planning
Save for College Without Losing Sight of Your Goals Education costs can add up quickly, but they should not derail the rest of your plan. We help families build a thoughtful savings strategy that balances college goals with retirement and cash flow priorities.
401(k) Rollover Advise
Turn Old Retirement Accounts into a Clear Strategy
Changing jobs or retiring often leaves old 401(k) accounts behind. We help you evaluate rollover options so your retirement assets stay organized and aligned with your long term plan.
Charitable Gifting Strategies
Give with Purpose and Planning Charitable giving should reflect both your values and your financial strategy. We help you coordinate gifting decisions with taxes, retirement, and legacy goals so your generosity has greater impact.
Real Estate Investment Analysis
Evaluate Opportunities with More Clarity Real estate can be a powerful wealth building tool, but not every property is the right fit. We help you review cash flow, risk, taxes, and long term fit before making a major investment decision.
Social Security Optimization
Make a Bigger Decision with More Confidence
When you claim Social Security can shape your retirement income for decades. We help you coordinate benefits with taxes, household planning, and other income sources to support long term confidence.
Early Retirement Planning
Build the Freedom to Step Away Earlier Early retirement takes more than hitting a savings number. We help you plan for income, taxes, healthcare, and long term sustainability so your financial independence supports the life you want.
Trust Planning
Coordinate Your Trust Strategy with Your Financial Life Trust planning is about more than documents. We help you align trusts, estate goals, beneficiary decisions, and family priorities so your plan works together with the rest of your financial life.
Legacy Planning
Pass On More Than Just Assets
Legacy planning helps connect your wealth, values, and intentions. We help you prepare heirs, support causes you care about, and create a thoughtful plan for the impact you want to leave behind.
Flat Fee Financial Planning
Clear Advice with Flexible Planning Support Our flat fee planning services offer one-time plans or ongoing advice with annual or semi-annual check ins, giving you comprehensive guidance tailored to your financial complexity.
Cash Flow Management
Maximize Your Income, Master Your Spending
Achieve more with every dollar. Our cash flow management strategies help you maintain control over your finances, balance expenses, and income, and uncover opportunities for increased savings and investments to support your goals now and in the future.
Harbor
Horizon
Financial
COMPANY
CONTACT US
Wilsonville, Oregon
FOLLOW US
Copyright 2026, Harbor Horizon, All Rights Reserved.