Comprehensive & Fee-only Financial Planning

At Harbor Horizon Financial, we provide a full range of financial services tailored to high achievers.

Wealth Management

Create, Protect, and Grow Your Wealth

Whether you’re just starting your wealth-building journey or looking to protect a lifetime of assets, our wealth management services are built to ensure you reach your financial potential.

Business Planning

Holistic Solutions for Your Business and Personal Wealth Your business is your greatest asset, and it requires thoughtful planning. We work closely with business owners to manage both business and personal finances, ensuring they work together to secure your future

Retirement Planning

Live the Retirement You Deserve

You’ve worked hard to build your career or business—now, it’s time to ensure your retirement plan allows you to enjoy it. Our retirement strategies are focused on maximizing your savings, minimizing taxes, and securing income streams for life.

Tax Optimization Strategies

Keep More of What You Earn High-income professionals and business owners need tax strategies that ensure they pay only what’s necessary, while maximizing opportunities for savings. Our tax optimization services are designed to minimize your lifelong tax burden.

Estate Planning

Preserve Your Legacy for Generations to Come

Estate planning is more than passing on assets; it’s about creating a meaningful legacy. We work with you to structure your estate to minimize taxes, streamline transfers, and protect your loved ones, ensuring your values and wealth endure for future generations.

Insurance Planning

Protect What Matters Most From safeguarding your income to protecting your family and assets, our insurance planning services provide a tailored shield against life's uncertainties. We help you assess the right insurance solutions to secure your financial foundation and provide peace of mind.

Cash Flow Management

Maximize Your Income, Master Your Spending

Achieve more with every dollar. Our cash flow management strategies help you maintain control over your finances, balance expenses, and income, and uncover opportunities for increased savings and investments to support your goals now and in the future.