Fee-Only Fiduciary Financial Planner in Wilsonville, Oregon
We Help Driven Individuals And Families Achieve Their Financial Goals
At Harbor Horizon Financial, we’re a fee-only fiduciary, no commissions, no product sales, just advice in your best interest.
Grow, protect, and enjoy your wealth with a tailored financial plan that aligns with your goals and gives you a clear, confident path forward.
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Strategy Session
CERTIFIED FINANCIAL PLANNER™
Highly trained and credentialed
Personalized Planning
No templates. No sales pitches. Just strategy
Fee-Only, Fiduciary
We work solely for you, not for commissions
Clear Process, Ongoing Support
We simplify the complex and help you move forward with clarity and confidence
Who We Help
Our clients are ready to align their wealth with what matters most: Freedom, flexibility, and peace of mind.
Pre-Retirees & Retirees
You’ve spent decades building your financial foundation. Now the focus shifts to turning that wealth into reliable income while protecting what you’ve worked so hard to build.
Retirement income planning and distribution strategies
Tax-efficient withdrawal and Roth conversion strategies
Legacy and estate planning coordination
Oregon Families
You’re balancing a lot careers, kids, a home, and planning for the future. We help Oregon families organize their finances so everything works together and supports the life you want to build.
Tax-efficient investment and retirement account coordination across multiple accounts
Education planning and long-term wealth strategies for the next generation
Oregon estate tax planning and trust strategies to protect family wealth
Business Owners
You’ve built something incredible, and now it’s time to take it to the next level. We specialize in helping business owners manage the complexities of both personal and business wealth.
Tax optimization for business owners
Succession and exit planning
Retirement planning and personal wealth management
Our Partners
Questions We Help You Answer
At Harbor Horizon Financial, we understand that growing your wealth and securing your financial future raises critical questions. Here are just a few of the questions we help our clients answer:
How do I turn my success into sustainable, long-term wealth?
Do I have enough saved to retire?
What’s the smartest way to create multiple income streams?
How can I plan for a successful business exit?
How do I optimize my long term tax strategy?
Should I invest inside or outside of my business?
If these questions resonate with you, we’re here to provide the answers. Let’s create a financial plan that works for your life and your future.
About Us
We’re passionate about offering fee-only financial planning, which means we receive compensation solely from our clients, never from commissions or third parties.
The old-school way of just managing investments isn’t enough anymore. Today, you deserve a planner who takes a holistic view of your financial picture and proactively collaborates with your CPA, estate planning attorney, and other professionals to create a cohesive strategy that works for you.
Let’s work together to unlock your full financial potential, you deserve better.
Financial planning isn’t just about crunching numbers, it’s about helping people turn their dreams into reality.
Growing up I noticed the financial struggles many people faced, which fueled my interest in personal finance. Recognizing that financial literacy is a huge pain point in society and often overlooked in our education system, I set out to take control of my financial life.
Our Partners
Our Key Values
Customized Wealth Strategies
Every client’s journey is unique. We build financial plans that adapt to your evolving personal and business goals.
Long-Term Relationships
Our focus is not just on numbers; it’s on building lasting relationships that support you through every financial milestone.
Proactive Planning
We anticipate changes and opportunities in your financial life, so you’re always prepared for what’s ahead.
Frequently Asked Questions
How do you get paid?
As a fee-only financial planner, we’re paid solely by our clients, never by commissions or third parties. We offer two flexible fee structures to meet your needs:
AUM-Based Fee: Our primary fee structure starts at 1% on assets under management (AUM) for the first $1 million, with lower rates for amounts above $1 million. This includes comprehensive financial planning and investment management.
Flat Planning Fee: For clients who don’t have investable assets or prefer a different approach, we offer ongoing guidance through monthly or quarterly planning fees, providing flexibility in how you work with us.
Both options ensure you receive tailored advice and resources for your unique situation.
Is there a minimum asset requirement to work with you?
While we don’t have a strict asset minimum, we primarily serve those who value a comprehensive approach to managing and growing wealth. Whether you're building your portfolio or managing significant assets, our focus is on creating a plan that meets your needs.
We have the ability to charge monthly/quarterly planning fees if investment management isn't at fit for you
How should I prepare to start a financial plan?
You don’t need everything perfectly organized before meeting with us, that’s part of what we’re here for! Just bring a sense of your goals and what you’d like to achieve. We’ll help organize the details and guide you through the rest as part of the planning process.
How often will we meet, and what’s the communication style?
We typically meet with clients twice per year, but we’re always available for questions or life changes. We prioritize clear communication and regular updates to ensure your plan remains aligned with your goals.
Can We Meet Virtually or In Person?
We primarily work with clients virtually, which offers flexibility and convenience. However, we’re also happy to accommodate in-person meetings if that’s your preference, just let us know what works best for you.
Harbor Horizon Blogs
Estate Planning Basics: How to Protect Your Wealth and Your Family | Harbor Horizon Financial
Learn estate planning basics to help protect your wealth and your family. Explore wills, trusts, tax planning, and other key strategies to create more clarity and peace of mind. ...more
Financial Planning
May 15, 2026•8 min read
Tax Planning Services in Wilsonville | Keep More of What You Earn
Looking for tax planning services in Wilsonville? Learn smart strategies to plan for taxes, improve cash flow, and align your plan with long-term goals. ...more
Financial Planning
April 20, 2026•8 min read
Retirement Planning in Wilsonville: Turning Savings Into Reliable Income | Harbor Horizon Financial
Expert retirement planning in Wilsonville, OR, covering income strategy, longevity planning, tax-efficient withdrawals, Social Security, and turning your savings into reliable lifetime income. Harbor ... ...more
Financial Planning
April 17, 2026•16 min read
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