We Help Driven Individuals And Families Achieve Their Financial Goals

Yes. We are based in Wilsonville, Oregon, and work with clients throughout Oregon and across the US. We meet with clients virtually and can also meet in person at our office.

We primarily work with Oregon families, pre-retirees, retirees, professionals, and business owners who have more financial complexity and want help coordinating the different pieces of their financial lives.

Retirement planning involves much more than deciding when to stop working. We help clients coordinate retirement income, Social Security, Roth conversions, required minimum distributions, Medicare and IRMAA, investments, taxes, spending, and estate planning so the pieces work together over time.

Yes. We provide proactive tax planning as part of the financial planning process. This can include Roth conversions, withdrawal strategies, capital gains planning, charitable giving, tax-efficient investing, and other opportunities. We do not prepare tax returns, but we regularly coordinate with clients’ CPAs when appropriate.

Yes. Oregon has a $1 million estate tax threshold, which means estate planning can become relevant sooner than many families expect. We help clients understand their potential exposure and coordinate strategies involving gifting, beneficiaries, trusts, and tax planning with their estate attorney and CPA.

Yes. We help clients evaluate Oregon PERS and other pension benefits as part of their broader retirement plan. This can include reviewing benefit options, retirement timing, survivor choices, taxes, Social Security, and how pension income fits with investments and other retirement income sources.

As a fee-only financial planner, we’re paid solely by our clients, never by commissions or third parties. We offer two flexible fee structures to meet your needs:

AUM-Based Fee: Our primary fee structure starts at 1% on assets under management (AUM) for the first $1 million, with lower rates for amounts above $1 million. This includes comprehensive financial planning and investment management.

Flat Planning Fee: For clients who don’t have investable assets or prefer a different approach, we offer ongoing guidance through monthly or quarterly planning fees, providing flexibility in how you work with us.

Both options ensure you receive tailored advice and resources for your unique situation.

While we don’t have a strict asset minimum, we primarily serve those who value a comprehensive approach to managing and growing wealth. Whether you're building your portfolio or managing significant assets, our focus is on creating a plan that meets your needs.

We have the ability to charge monthly/quarterly planning fees if investment management isn't at fit for you

You don’t need everything perfectly organized before meeting with us, that’s part of what we’re here for! Just bring a sense of your goals and what you’d like to achieve. We’ll help organize the details and guide you through the rest as part of the planning process.

We typically meet with clients twice per year, with additional meetings when needed for major decisions, life changes, or planning opportunities. We also encourage clients to reach out anytime questions come up.

We believe it’s important to have the heart of a teacher. This is your money and your financial life, so our role is not just to tell you what to do. We want to help you understand your options, explain the trade-offs, and provide clear guidance and strategy so you can make confident decisions.

We primarily work with clients virtually, which offers flexibility and convenience. However, we’re also happy to accommodate in-person meetings if that’s your preference, just let us know what works best for you.